You’re drowning, literally drowning in the ocean. You’re fighting to keep your body afloat, fighting for your life. You see a lifeguard. You cry out for help. The lifeguard says, “Do you have insurance? No? Sorry, I can’t help you.”

You keep fighting. The waves are crashing over your head. You see another lifeguard. You cry out for help. The lifeguard says, “I’m sorry, but you don’t qualify for assistance. You’re not disadvantaged enough. You don’t meet the eligibility requirements.”

You continue to fight, but your strength is fading. The wind is picking up. You see another lifeguard. You cry out for help. The lifeguard says, “I’d like to help you, but I can’t fit you in my schedule for at least another month. I can put you on the waiting list.”

You’re starting to sink. The sun is going down and your strength is almost gone. You see another lifeguard. You cry out for help. The lifeguard says, “Honey, there are people way worse off than you. Quit your whining, suck it up, and swim yourself to shore. Nobody else can do it for you.”

Meanwhile, on land, people who are not lifeguards walk by. They see you clearly. Some of them mock you for being so lazy, so stupid, so weak. Some of them carry their own life vests, but they aren’t lifeguards; it’s not their job to save you. They call out to you encouragingly: “Just keep swimming! Don’t worry, there are good lifeguards out there! You’ll find one if you just try hard enough! You have to do it yourself, you have to want to be rescued!”